Each successive owner brings the possibility of title challenges to the property. Title insurance protects a policyholder against challenges to rightful ownership of real property, challenges that arise from circumstances of past ownership.
When you purchase real property, rely on Fidelity National Title to protect your interests. A Word About Real Estate.
MOORES v. BOARD OF SUPERVISORS OF MENDOCINO COUNTY
It is a form of wealth that is protected by many laws. Those who may have an interest in or lien upon the property could be governmental bodies, contractors, lenders, judgment creditors, the Internal Revenue Service, or various other individuals or corporations. The real estate may be sold to you without the knowledge of the party having a right or claim in and to the property. In addition, you may purchase the real estate without having any knowledge of these rights or claims. In either event, these rights or claims remain attached to the title to the property that you are buying until they are extinguished.
Generally, a person thinks of insurance in terms of the payment of future loss due to the occurrence of some future event. Title insurance is a unique form of insurance. It provides coverage for future claims or future losses due to title defects which are created by some past event i.
These risks are far less obvious than those protected against by automobile insurance, but can be just as devastating.
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We have you covered. Title Insurance Protects Your Asset.
Title insurance gives you the assurance that possible clouds on title to the property you are purchasing - which can be discovered from the public records - have been called to your attention that such defects can be corrected before you buy. Additionally, it is insurance that if any undiscovered claims covered by your policy arise out of the past to threaten your ownership of real estate, it will be disposed of, or you will be reimbursed exactly as your title insurance policy provides.
Only One Premium.
Real Estate Glossary
Determining whether you do or do not have a mechanics lien right can be tricky. The same is true in California. However, there are some state-specific limitations as to who is qualified to file a mechanics lien that is important when considering whether you have the right to file a mechanics lien in Mendocino County, California.
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